These have been out for a while in Europe. These cost more and should have been mandatory for the last eight years. Additional measure needs to be added to the cards and to the Credit bureau reporting.
Why do we have to safe guard our information? Credit bureau need to update their input methods and have better measure to safe guard it. Insurance companies are now finding new products by adding a baseline and then locking away with periodic reviews of the information for $60-$100 a year.